uob particular banking
uob particular banking
Blog Article
UOB Lender features various personalized banking providers made to fulfill the fiscal requirements of people. Beneath is an intensive overview to assist you to recognize The true secret areas and offerings.
Different types of Accounts
Personal savings Account: This account enables you to cut costs although earning desire.
Attributes: Quick access, desire earnings, minimum expenses.
Advantages: Safe and sound spot for your funds, likely advancement by means of fascination.
Present-day Account: Ideal for everyday transactions and taking care of expenses.
Functions: Checkbook facility, overdraft defense.
Gains: Handy for regular payments and withdrawals.
Fastened Deposit Account: For people seeking to generate increased desire fees over a fixed time period.
Functions: Mounted expression deposits, better fascination premiums compared to financial savings accounts.
Rewards: Secure investment decision alternative with predictable returns.
Loans
Individual Loans: Unsecured financial loans which might be useful for several uses like education and learning or household renovation.
Sorts:
Installment Loans
Credit Strains
Added benefits: Versatile repayment terms, aggressive fascination costs.
Residence Loans: Personalized remedies for acquiring home or refinancing present home loans.
Kinds:
Preset Amount Property Mortgage
Floating Charge Home Personal loan
Positive aspects: Distinct plans to accommodate specific requirements, interesting costs.
Credit Cards
UOB presents A variety of bank cards catering to distinct existence and paying patterns:
Rewards Playing cards: Generate details on each and every order which may be redeemed for items or travel miles.
Cashback Cards: Get dollars rebates on each day paying out including groceries and eating out.
Vacation Cards: Specific benefits like air miles accumulation and journey insurance plan coverage.
Expenditure Products and services
For individuals enthusiastic about growing their wealth by means of investments:
Device Trusts * Diversified portfolio managed by gurus. * Ideal for prolonged-time period advancement objectives.
Structured uob personal banking Deposits * Combines the functions of regular deposits with investment goods. * Probably increased returns but with a few possibility associated.
Insurance Goods
To guard oneself and Your loved ones towards unforeseen occasions:
Existence Insurance policies * Supplies fiscal protection in case of Loss of life or crucial illness. * Can also function a price savings Software depending upon the plan preferred.
Overall health Insurance policies * Covers healthcare fees together with hospitalization expenditures. * Essential for mitigating high Health care charges.
Digital Banking Products and services
Advantage at your fingertips by means of digital platforms:
Online Banking
Lets you handle your funds on the internet:
See account balances and transaction record
Transfer money between accounts or fork out expenses
Submit an application for new merchandise (financial loans/charge cards)
Cell Banking
Banking on-the-go by way of cell apps:
Speedy balance checks
Cellular payment options (QR code payments)
Notifications & alerts about account action
Using these extensive choices, UOB aims to provide personalised banking solutions that cater exclusively to individual demands while making certain benefit and security in all transactions.